Frequently Asked questions
How much can I borrow?
The final decision is up to the lender,
but as a general rule, customers may receive up to $1,500.† Your loan amount
is determined by the information you provide in your application. After
successful repayment of your loan, lenders may agree to increase the amounts
you may borrow up to $1,500.
When will I receive the funds?
Once you submit your application, automated credit checks will run, your
identity will be verified and a call may be placed to your employer’s office.
If your application is approved by 6pm AEST Monday through Friday, you will
generally receive your loan on the next day.
When will my loan be due?
Your due date will normally be on
your next payday that is between eight and 40 days away. If your pay dates
fall outside this range, your loan will be due in 14 days.
What if I have bad credit?
We will attempt to find you a lender even if you have less-than-perfect
credit.¶ Our friendly agents will work with you, even if you have already been
turned down by other lenders.
How do I know that my loan has been approved?
You will receive an email notification
once your loan has been approved. The lenders we work with reserve the right
to make adjustments to your loan until the time you receive the funds in your
bank account.
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